To deliver the services, encompassing our apps, features, software, website, and more, we require your consent to our "Terms of Service" ("Terms").

These services, referred to as "Services," are made available to you by Ready Technology Ltd ("Ready," "we," "us," or "our").

Before using our Services, please read the Terms of Service (the “Terms”) carefully, along with any other policies or notices on our website or mobile applications.

By using our Services, you confirm that you have read, understand, and agree to these Terms. You also confirm that you have the legal right to accept these Terms. If you disagree with these Terms or any future changes, you should not use our Services.

PLEASE NOTE, WE DO NOT OFFER INVESTMENT OR FINANCIAL ADVICE. OUR ROLE IS LIMITED TO PROVIDING SERVICES OF READY WALLET, READY CHAT, AND RELATED SERVICES. WE DO NOT MAKE RECOMMENDATIONS ON ENGAGING IN DIGITAL ASSET TRANSACTIONS. ANY DECISION TO PARTICIPATE IN SUCH TRANSACTIONS IS MADE AT YOUR OWN DISCRETION.

Please refer to our Privacy Policy at https://ready.io/policy for details on how we collect, use, and share information from our users. By using our Services, you consent to the collection, use, and disclosure of your information, including personal data you provide to us, as outlined in our Privacy Policy.

We reserve the right to update or modify these Terms at any time at our sole discretion. If we do, we will notify you through our website, app, or other suitable methods. Any new Terms take effect immediately, unless stated otherwise. Please check our website regularly for updates and decide if you agree with the new Terms. Continuing to use Ready after changes means you accept the new Terms. If you don't agree, you should stop using our Services. Our Services are evolving over time, we may change or discontinue all or any part of the Services, at any time and without prior notice, and at our sole discretion.

To use Ready, you must: (i) be at least 18 years old and have the legal capacity to agree to these Terms; (ii) not reside in any area under trade embargoes or sanctions by the UN Security Council or similar global authorities; (iii) not be listed on any economic sanctions lists, such as the UN Security Council Sanctions List or equivalent; (iv) if using Ready on behalf of a company, ensure the company is legally established in its jurisdiction and you are authorized to act on its behalf.

Your use of our Services must be legal in your jurisdiction. You cannot use our Services if you are in or a citizen/resident of any place where doing so would break local laws. Ensure these Terms do not conflict with any laws, rules, or regulations applicable to you. You must use our Services with funds that are legally yours.

By using Ready, you confirm you meet these criteria. We reserve the right to deny access to anyone and to modify these requirements at any time.

Ready Wallet is a non-custodial wallet software, for digital assets such as cryptocurrencies, virtual commodities, and NFTs. This means you have full control and responsibility for your digital assets, private keys, and seed phrases, including authorizing transactions from your wallet. You expressly acknowledge and agree that as Ready Wallet is a non-custodial wallet software, you are solely responsible for your activity and any risk of loss at all times. Ready Wallet allows you to: (i) generate wallet addresses, private keys, and seed phrases that you may use to send and receive digital assets; (ii) use the mobile app's web browser to explore and use third-party decentralized applications (DApps) and decentralized exchanges (DEXs); (iii) trade digital assets via third-party DApps; (iv) participate in staking digital assets on third-party “proof of stake” networks; (v) access digital asset price information from third-party providers; and (vi) broadcast digital asset transaction data to supported blockchains directly, without requiring you to download or install the associated blockchain-based software to your local device.

An encrypted backup of certain information associated with your wallet can be stored on eligible devices. Your wallet's private key and seed phrase, linked to its address, are crucial for approving transactions of digital assets in and out of your wallet.

Your Responsibility: You are solely responsible for keeping your private key and any seed phrase (mnemonic phrase) secure. It is critical to safeguard your wallet address, seed phrase, and private key details.

Important Backup Reminder: Always back up your private keys, seed phrases, and passwords. Not doing so could lead to losing access to your digital assets.

What We Don't Do:

• We don't store your wallet's password, private key (encrypted or unencrypted), or seed phrase.

• We can't reset your wallet password if you forget it.

Consequences of Not Backing Up:

• If you don't back up your wallet address, private key, and seed phrase, any digital assets linked to those addresses may become permanently inaccessible.

• We shall have no responsibility or liability whatsoever if you can't access your wallet for any reason including without limitation your failure to keep your wallet address, seed phrase, and private key information secure.

When you use decentralized applications (DApps) or decentralized exchanges (DEX) through Ready Wallet, you acknowledge and agree that: (i) Ready Wallet is not liable for your interactions with DApps or DEX, including, without limitation, any transaction disputes; (ii) the amount you can swap or trade daily via DEX may be restricted by the third-party smart contracts that power these platforms. (iii) blockchain transactions are final. You are responsible for any issues arising from your transactions, including, without limitation, your transfer to an incorrect address or problems associated with the node servers selected by you; (iv) using DApps or DEX might incur handling or service fees charged by third-party smart contracts. Ready Wallet provides fee information for reference only and is not responsible for its accuracy, applicability, reliability, integrity, appropriateness or any resulting loss; (v) currently, Ready Wallet does not charge fees for using DApps or DEX. However, we reserve the right to introduce such fees in the future. Any new fees will apply to transactions after the effective date of these fees.

When you use the staking service, a third party may use your digital assets to participate in validating transactions on a blockchain network on your behalf. If transactions are successfully validated with your assets, you may earn rewards from the network. You acknowledge and agree that Ready Wallet is not responsible for: (i) your use of the staking service and is not liable for any issues that arise from using it; (ii) ensuring staking will happen continuously; and (iii) ensuring any specific digital asset will be eligible for staking or remain so.

When you buy digital assets using your credit or debit card through Ready Wallet, a third-party service will handle the transaction by converting your funds to the chosen digital asset and crediting it to your wallet. You acknowledge and agree that: (i) Ready Wallet is not responsible for the transaction handled by the third-party service and will not be liable for any issues that may arise from using this service; (ii) you will need to agree to the terms and conditions of the third-party service provider; (iii) once you make a conversion request (buying digital assets), Ready Wallet cannot modify, reverse, or cancel this request; (iv) the exchange rates for converting your funds to digital assets are determined by the third-party service, not Ready Wallet; (iv) Ready Wallet is not responsible for any fees charged by the third-party service or any fees from your bank or credit card issuer related to the transaction.

When you engage in digital asset transactions using Ready Wallet, these transactions need to be verified and recorded on the corresponding public blockchain, which is a decentralized, peer-to-peer network managed by independent third parties. Ready Wallet does not own, control, or operate these blockchain networks. By using Ready Wallet, you acknowledge and agree that: (i) once a transaction is initiated, Ready Wallet cannot cancel, modify, or guarantee its completion; (ii) transactions may not complete, or may face significant delays, due to the operations of the blockchain networks; (iii) Ready Wallet does not hold, send, or receive digital assets directly; (iv) we do not guarantee the transfer of title or rights in any digital asset since all transfers happen on the relevant blockchain network and not on a network owned by us.

You agree to provide only accurate and complete information when using our Services. It is your responsibility to ensure the details you provide, especially for digital asset transactions, are correct. We are not liable for mistakes or missing information in your transactions. We advise you to double-check your transaction details thoroughly before making a digital asset transfer.

To start using Ready Wallet, you need to create or import a wallet. Creating a wallet gives you a private key and a seed phrase, crucial for accessing and managing your wallet. You agree to immediately notify us if someone accesses your private key, seed phrase without your permission or if you notice any security issues with your wallet. The security of your wallet, private key, and seed phrase is your responsibility; we can't be held liable for unauthorized access to your wallet, whether you are aware of it or not.

To keep your wallet safe, suggested measures include, but are not limited to, the following: (a) use a strong, unique password not reused elsewhere, and activate biometric authentication if it is an option; (b) avoid keeping your private key and seed phrase in easily accessible, unencrypted formats online or in insecure physical locations; (iii) restrict access to your devices and wallet; (iv) protect your devices and networks from malware; (v) inform us promptly about any potential security breaches involving your wallet.

Any fees related to our Services will be clearly listed on the Ready Wallet website at https://ready.io/ and within the Ready Wallet mobile app.

When you make virtual currency transactions, you might encounter transaction fees, such as mining fees, required by the blockchain network you use. It is important to have enough funds in your wallet or "gas" (the fee needed to execute transactions on certain blockchain networks) to cover these costs before starting a transaction. You acknowledge and agree that: (i) we are not responsible for transactions that fail or any losses you might experience because of incorrectly set transaction fees (whether too low or too high) or not having enough funds or gas in your wallet; (ii) we can't access or manage transactions for you or anyone else.

You are responsible for determining if there are any taxes due on transactions you make through our Services, and for correctly reporting and paying those taxes to the right tax authority. We are not responsible for determining if your transactions are taxable, nor for collecting, reporting, withholding, or sending any taxes to authorities related to your digital asset transactions.

• Privacy and Security Commitment: From the very beginning, Ready has been committed to upholding strong privacy and security principles in our Services.

• Connecting You with Others: We continuously enhance our methods for connecting you with fellow Ready users, facilitating communication through messages, voice and video calls, image and video sharing, status updates, and optional location sharing. Additionally, we offer a seamless platform for sending and receiving money within our user community. Ready collaborates with partners, service providers, and affiliated companies to expand your connection possibilities.

• Enhancing Our Services: We analyze how you utilize Ready to refine our Services, assisting businesses in evaluating the efficiency and reach of their services and messages. Ready leverages the data at its disposal and collaborates with partners, service providers, and affiliated companies to achieve this.

• Interacting with Businesses: Our commitment to facilitating communication extends to connecting you with businesses and organizations. You can use our Services for order and transaction details, appointment information, delivery and shipping updates, product and service announcements, and marketing communications.

• Safety, Security, and Integrity: We prioritize the safety, security, and integrity of our Services. This includes effectively handling any abusive behavior or violations of our Terms. We actively prevent the misuse of our Services, including harmful conduct towards others and violations of our policies, and take steps to support and protect our community when necessary. In cases of such behavior or activity, we will take appropriate actions, including removal of offending individuals or content, and cooperating with law enforcement as required. Any such removal is carried out in accordance with the "Termination" section below.

• Enabling Access to Our Services: In order to deliver our worldwide Services, we are required to store and disseminate content and information across data centers and systems located across the globe, including regions outside of your country of residence. This utilization of a global infrastructure is crucial for the provision of our Services and may involve data centers owned or operated by our service providers, including affiliated companies.

NO ACCESS TO EMERGENCY SERVICES: Our Services differ significantly from traditional mobile phones, fixed-line telephones, and SMS services. Please note that our Services do not grant access to emergency services or providers, such as police, fire departments, hospitals, or public safety answering points. To ensure your ability to reach emergency services, you should maintain a means of contacting them through a mobile phone, a fixed-line telephone, or another applicable service.