To deliver the services, encompassing our apps, features, software, website, and more, we require your consent to our "Terms of Service" ("Terms").

These services, referred to as "Services," are made available to you by Ready Technology Ltd ("Ready," "we," "us," or "our").

Before using our Services, please read the Terms of Service (the “Terms”) carefully, along with any other policies or notices on our website or mobile applications.

By using our Services, you confirm that you have read, understand, and agree to these Terms. You also confirm that you have the legal right to accept these Terms. If you disagree with these Terms or any future changes, you should not use our Services.

PLEASE NOTE, WE DO NOT OFFER INVESTMENT OR FINANCIAL ADVICE. OUR ROLE IS LIMITED TO PROVIDING SERVICES OF READY WALLET, READY CHAT, AND RELATED SERVICES. WE DO NOT MAKE RECOMMENDATIONS ON ENGAGING IN DIGITAL ASSET TRANSACTIONS. ANY DECISION TO PARTICIPATE IN SUCH TRANSACTIONS IS MADE AT YOUR OWN DISCRETION.

Please refer to our Privacy Policy at https://ready.io/policy for details on how we collect, use, and share information from our users. By using our Services, you consent to the collection, use, and disclosure of your information, including personal data you provide to us, as outlined in our Privacy Policy.

We reserve the right to update or modify these Terms at any time at our sole discretion. If we do, we will notify you through our website, app, or other suitable methods. Any new Terms take effect immediately, unless stated otherwise. Please check our website regularly for updates and decide if you agree with the new Terms. Continuing to use Ready after changes means you accept the new Terms. If you don't agree, you should stop using our Services. Our Services are evolving over time, we may change or discontinue all or any part of the Services, at any time and without prior notice, and at our sole discretion.

To use Ready, you must: (i) be at least 18 years old and have the legal capacity to agree to these Terms; (ii) not reside in any area under trade embargoes or sanctions by the UN Security Council or similar global authorities; (iii) not be listed on any economic sanctions lists, such as the UN Security Council Sanctions List or equivalent; (iv) if using Ready on behalf of a company, ensure the company is legally established in its jurisdiction and you are authorized to act on its behalf.

Your use of our Services must be legal in your jurisdiction. You cannot use our Services if you are in or a citizen/resident of any place where doing so would break local laws. Ensure these Terms do not conflict with any laws, rules, or regulations applicable to you. You must use our Services with funds that are legally yours.

By using Ready, you confirm you meet these criteria. We reserve the right to deny access to anyone and to modify these requirements at any time.

Ready Wallet is a non-custodial wallet software, for digital assets such as cryptocurrencies, virtual commodities, and NFTs. This means you have full control and responsibility for your digital assets, private keys, and seed phrases, including authorizing transactions from your wallet. You expressly acknowledge and agree that as Ready Wallet is a non-custodial wallet software, you are solely responsible for your activity and any risk of loss at all times. Ready Wallet allows you to: (i) generate wallet addresses, private keys, and seed phrases that you may use to send and receive digital assets; (ii) use the mobile app's web browser to explore and use third-party decentralized applications (DApps) and decentralized exchanges (DEXs); (iii) trade digital assets via third-party DApps; (iv) participate in staking digital assets on third-party “proof of stake” networks; (v) access digital asset price information from third-party providers; and (vi) broadcast digital asset transaction data to supported blockchains directly, without requiring you to download or install the associated blockchain-based software to your local device.

An encrypted backup of certain information associated with your wallet can be stored on eligible devices. Your wallet's private key and seed phrase, linked to its address, are crucial for approving transactions of digital assets in and out of your wallet.

Your Responsibility: You are solely responsible for keeping your private key and any seed phrase (mnemonic phrase) secure. It is critical to safeguard your wallet address, seed phrase, and private key details.

Important Backup Reminder: Always back up your private keys, seed phrases, and passwords. Not doing so could lead to losing access to your digital assets.

What We Don't Do:

• We don't store your wallet's password, private key (encrypted or unencrypted), or seed phrase.

• We can't reset your wallet password if you forget it.

Consequences of Not Backing Up:

• If you don't back up your wallet address, private key, and seed phrase, any digital assets linked to those addresses may become permanently inaccessible.

• We shall have no responsibility or liability whatsoever if you can't access your wallet for any reason including without limitation your failure to keep your wallet address, seed phrase, and private key information secure.

When you use decentralized applications (DApps) or decentralized exchanges (DEX) through Ready Wallet, you acknowledge and agree that: (i) Ready Wallet is not liable for your interactions with DApps or DEX, including, without limitation, any transaction disputes; (ii) the amount you can swap or trade daily via DEX may be restricted by the third-party smart contracts that power these platforms. (iii) blockchain transactions are final. You are responsible for any issues arising from your transactions, including, without limitation, your transfer to an incorrect address or problems associated with the node servers selected by you; (iv) using DApps or DEX might incur handling or service fees charged by third-party smart contracts. Ready Wallet provides fee information for reference only and is not responsible for its accuracy, applicability, reliability, integrity, appropriateness or any resulting loss; (v) currently, Ready Wallet does not charge fees for using DApps or DEX. However, we reserve the right to introduce such fees in the future. Any new fees will apply to transactions after the effective date of these fees.

When you use the staking service, a third party may use your digital assets to participate in validating transactions on a blockchain network on your behalf. If transactions are successfully validated with your assets, you may earn rewards from the network. You acknowledge and agree that Ready Wallet is not responsible for: (i) your use of the staking service and is not liable for any issues that arise from using it; (ii) ensuring staking will happen continuously; and (iii) ensuring any specific digital asset will be eligible for staking or remain so.

When you buy digital assets using your credit or debit card through Ready Wallet, a third-party service will handle the transaction by converting your funds to the chosen digital asset and crediting it to your wallet. You acknowledge and agree that: (i) Ready Wallet is not responsible for the transaction handled by the third-party service and will not be liable for any issues that may arise from using this service; (ii) you will need to agree to the terms and conditions of the third-party service provider; (iii) once you make a conversion request (buying digital assets), Ready Wallet cannot modify, reverse, or cancel this request; (iv) the exchange rates for converting your funds to digital assets are determined by the third-party service, not Ready Wallet; (iv) Ready Wallet is not responsible for any fees charged by the third-party service or any fees from your bank or credit card issuer related to the transaction.

When you engage in digital asset transactions using Ready Wallet, these transactions need to be verified and recorded on the corresponding public blockchain, which is a decentralized, peer-to-peer network managed by independent third parties. Ready Wallet does not own, control, or operate these blockchain networks. By using Ready Wallet, you acknowledge and agree that: (i) once a transaction is initiated, Ready Wallet cannot cancel, modify, or guarantee its completion; (ii) transactions may not complete, or may face significant delays, due to the operations of the blockchain networks; (iii) Ready Wallet does not hold, send, or receive digital assets directly; (iv) we do not guarantee the transfer of title or rights in any digital asset since all transfers happen on the relevant blockchain network and not on a network owned by us.

You agree to provide only accurate and complete information when using our Services. It is your responsibility to ensure the details you provide, especially for digital asset transactions, are correct. We are not liable for mistakes or missing information in your transactions. We advise you to double-check your transaction details thoroughly before making a digital asset transfer.

To start using Ready Wallet, you need to create or import a wallet. Creating a wallet gives you a private key and a seed phrase, crucial for accessing and managing your wallet. You agree to immediately notify us if someone accesses your private key, seed phrase without your permission or if you notice any security issues with your wallet. The security of your wallet, private key, and seed phrase is your responsibility; we can't be held liable for unauthorized access to your wallet, whether you are aware of it or not.

To keep your wallet safe, suggested measures include, but are not limited to, the following: (a) use a strong, unique password not reused elsewhere, and activate biometric authentication if it is an option; (b) avoid keeping your private key and seed phrase in easily accessible, unencrypted formats online or in insecure physical locations; (iii) restrict access to your devices and wallet; (iv) protect your devices and networks from malware; (v) inform us promptly about any potential security breaches involving your wallet.

Any fees related to our Services will be clearly listed on the Ready Wallet website at https://ready.io/ and within the Ready Wallet mobile app.

When you make virtual currency transactions, you might encounter transaction fees, such as mining fees, required by the blockchain network you use. It is important to have enough funds in your wallet or "gas" (the fee needed to execute transactions on certain blockchain networks) to cover these costs before starting a transaction. You acknowledge and agree that: (i) we are not responsible for transactions that fail or any losses you might experience because of incorrectly set transaction fees (whether too low or too high) or not having enough funds or gas in your wallet; (ii) we can't access or manage transactions for you or anyone else.

You are responsible for determining if there are any taxes due on transactions you make through our Services, and for correctly reporting and paying those taxes to the right tax authority. We are not responsible for determining if your transactions are taxable, nor for collecting, reporting, withholding, or sending any taxes to authorities related to your digital asset transactions.

• Privacy and Security Commitment: From the very beginning, Ready has been committed to upholding strong privacy and security principles in our Services.

• Connecting You with Others: We continuously enhance our methods for connecting you with fellow Ready users, facilitating communication through messages, voice and video calls, image and video sharing, status updates, and optional location sharing. Additionally, we offer a seamless platform for sending and receiving money within our user community. Ready collaborates with partners, service providers, and affiliated companies to expand your connection possibilities.

• Enhancing Our Services: We analyze how you utilize Ready to refine our Services, assisting businesses in evaluating the efficiency and reach of their services and messages. Ready leverages the data at its disposal and collaborates with partners, service providers, and affiliated companies to achieve this.

• Interacting with Businesses: Our commitment to facilitating communication extends to connecting you with businesses and organizations. You can use our Services for order and transaction details, appointment information, delivery and shipping updates, product and service announcements, and marketing communications.

• Safety, Security, and Integrity: We prioritize the safety, security, and integrity of our Services. This includes effectively handling any abusive behavior or violations of our Terms. We actively prevent the misuse of our Services, including harmful conduct towards others and violations of our policies, and take steps to support and protect our community when necessary. In cases of such behavior or activity, we will take appropriate actions, including removal of offending individuals or content, and cooperating with law enforcement as required. Any such removal is carried out in accordance with the "Termination" section below.

• Enabling Access to Our Services: In order to deliver our worldwide Services, we are required to store and disseminate content and information across data centers and systems located across the globe, including regions outside of your country of residence. This utilization of a global infrastructure is crucial for the provision of our Services and may involve data centers owned or operated by our service providers, including affiliated companies.

NO ACCESS TO EMERGENCY SERVICES: Our Services differ significantly from traditional mobile phones, fixed-line telephones, and SMS services. Please note that our Services do not grant access to emergency services or providers, such as police, fire departments, hospitals, or public safety answering points. To ensure your ability to reach emergency services, you should maintain a means of contacting them through a mobile phone, a fixed-line telephone, or another applicable service.

BINDING ARBITRATION PROVISION: IT IS IMPORTANT TO BE AWARE THAT OUR TERMS INCLUDE A BINDING ARBITRATION PROVISION. THIS PROVISION STIPULATES THAT, WITH LIMITED EXCEPTIONS AND BOTH YOU AND READY AGREE TO RESOLVE ALL DISPUTES (AS DEFINED BELOW) THROUGH BINDING INDIVIDUAL ARBITRATION. THIS MEANS THAT YOU WAIVE YOUR RIGHT TO HAVE THESE DISPUTES DECIDED BY A JUDGE OR JURY AND ALSO FORFEIT YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS. FOR MORE DETAILS, PLEASE READ THE SECTION TITLED "SPECIAL ARBITRATION PROVISION" BELOW.

Devices and Software: You are responsible for providing the necessary devices, software, and data connections required for our Services, as we do not supply them. By using our Services, you consent to manual or automatic updates, and to occasional notifications from us, as needed to deliver our Services.

Fees and Taxes: You are responsible for all costs associated with your use of our Services, including carrier data plans, internet fees, and other applicable fees and taxes.

Ready values your privacy, and our Privacy Policy outlines our data practices, including the types of information we collect and how we use and share it. It also explains your rights concerning information processing.

• Our Terms And Policies: You must use our Services in accordance with our posted Terms and policies. Violating these may result in actions taken against your account, including disabling or suspending it. You agree not to create another account without our permission if your account is disabled or suspended, in line with the "Termination" section below.

• Legal And Acceptable Use: You are required to access and use our Services solely for lawful, authorized, and socially acceptable purposes. Using our Services must not involve: (a) Violating, misappropriating, or infringing upon the rights of Ready, our users, or others, including their privacy, publicity, intellectual property, or other proprietary rights; (b) Engaging in illegal, obscene, defamatory, threatening, intimidating, harassing, hateful, racially or ethnically offensive behavior or activities that promote or incite illegal conduct or any other form of inappropriate behavior, such as endorsing violent crimes, endangering or exploiting children or other individuals, or coordinating harmful actions; (c) Publishing falsehoods, misrepresentations, or misleading statements; (d) Impersonating someone else; (e) Sending illegal or impermissible communications, such as bulk messaging, auto-messaging, auto-dialing, and similar actions; (f) Employing our Services for non-personal purposes without specific authorization from us.

When you use Ready Wallet, you agree to follow all applicable laws, whether they are local, national, or international. Specifically, you agree not to (i) use our Services for illegal activities, such as unauthorized trading, gambling, fraud, money laundering, or supporting terrorism; (ii) encourage others to break these rules; (iii) impersonate someone else or use another user’s wallet without permission; (iv) disrupt or negatively affect others’ use of Ready Wallet; (v) spread viruses or harmful software through Ready Wallet; (vi) overload our systems or those of our third-party providers; (vii) try to hack into, bypass security measures of, or otherwise interfere with the Service or associated networks and systems; (viii) infringe on the rights of Ready Wallet, our users, or others, including privacy, intellectual property, or other rights.

We reserve the right to take action if you break these rules, which could include terminating your access to Ready without notice. While we are not obligated to monitor everything, we can intervene for any reason at any time.

Using Ready means you might come across content you find offensive or objectionable. We are not responsible for user content nor for any damage or loss it might cause you. Using the Service in any unauthorized way is prohibited, and we can revoke your access immediately if you do.

• Harm To Ready Or Our Users: You must not, either directly or indirectly or by any automated or manual means, engage in actions that negatively affect, harm, or burden us, our Services, our systems, our users, or others. These actions include: (a) Attempting to reverse engineer, modify, create derivative works from, decompile, or extract code from our Services; (b) Sending, storing, or transmitting viruses or other harmful computer code through or onto our Services; (c) Gaining unauthorized access to our Services or systems; (d) Interfering with or disrupting the safety, security, confidentiality, integrity, availability, or performance of our Services; (e) Creating accounts for our Services through unauthorized or automated means; (f) Collecting information about our users in an impermissible or unauthorized manner; (g) Selling, reselling, renting, or charging for our Services or data obtained from us or our Services in an unauthorized manner; (h) Distributing or making our Services available over a network that could be used by multiple devices simultaneously, unless expressly authorized by tools we provide via our Services; (i) Creating software or APIs that substantially replicate the functionality of our Services and offering them for use by third parties in an unauthorized manner; (j) Misusing reporting channels, such as by submitting fraudulent or baseless reports or appeals.

• Keeping Your Account Secure: It is your responsibility to maintain the security of your device and Ready account. You should promptly notify us of any unauthorized account use or security breaches of your account or our Services.

Mentioning or linking to a third party's product or service doesn't mean we endorse or promote it. We reserve the right to change or remove third-party services at our discretion. You may agree to receive push notifications from Third Party Content providers. To receive push notifications related to third-party content, you must choose to opt in; these notifications are not automatically turned on. We are not responsible for the content of these notifications, including any promotions or offers for tokens or sales. If, to the extent permitted by Ready, you allow a third party to access your Ready account, whether through their service or ours, you are still responsible for your account under our Terms. Any actions taken by a third party with access to your account are your responsibility.

License

We grant you a limited license to use Ready for personal or internal business purposes, as long as you adhere to these Terms. This license is non-exclusive, cannot be sub-licensed, and is non-transferable. Except as otherwise expressly permitted in these Terms, you will not: (a) modify, adapt, or create derivative works from any part of Ready; (b) rent, lease, distribute, sell, sublicense, or otherwise give access to Ready to others; (c) use Ready for the benefit of a third party; (d) incorporate Ready into your own products or services intended for a third party without our explicit permission; (e) bypass any usage limits we've set on Ready; (f) reverse engineer, disassemble, decompile, translate, or otherwise seek to obtain or derive the source code, including images and texts, underlying ideas, algorithms, file formats or non-public APIs to Ready, except to the extent expressly permitted by applicable law (and then only upon advance notice to us); (g) remove or obscure any proprietary or other notices contained in Ready; (h) use Ready for competitive analysis or as part of any software, project, or product aimed at competing with us.

Feedback

When you provide feedback to us about Ready, we may use your suggestions or comments freely. This means we can copy, share, license, distribute, and use your feedback in any way without owing you anything or being restricted by intellectual property laws. Your feedback won't be treated as confidential information. This policy doesn't stop us from creating, evaluating, or marketing our products or services, even if they seem similar to the ideas you shared.

Content

Ready may contain copyrighted material and trademarks including, but not limited to, text and graphics, which is protected by copyright law, registered and unregistered trademarks, and other intellectual property rights. We hold exclusive rights to this content. Using Ready doesn't give you ownership or any rights to this content. You agree that you will not copy, reproduce, modify, republish, upload, post, transmit, distribute, collect, sell, license, create derivative works from, or, in any other way, whether manual or automated, exploit any of the Content, in whole or in part.

License to NFT Content

When you store non-fungible tokens (NFTs) on Ready, you confirm that you either own or have permission to use all related content (NFT Content), including intellectual property rights. While you keep all your rights to this NFT Content, you grant us a license to access, use, host, cache, store, copy, reproduce, transmit, display, publish, distribute, adapt and modify (for technical purposes, e.g., making sure content is viewable on smartphones as well as computers and other devices) the NFT Content in any and all media or distribution methods (now know or later developed) solely as required to be able to operate and provide services of Ready. We don't check NFTs on Ready for intellectual property violations, so we are not liable for any content issues that arise. You further acknowledge and agree it is your sole responsibility to ensure all dealings with NFTs are legitimate and you are not basing your actions on any promises or representations from us. IF DISPUTES ABOUT NFTS ARISE, YOU AGREE NOT TO HOLD US RESPONSIBLE FOR ANY RELATED CLAIMS OR DAMAGES. BY ACCEPTING THESE TERMS, YOU ARE WAIVING ANY RIGHT TO CLAIM OTHERWISE BASED ON INFORMATION KNOWN TO YOU NOW OR DISCOVERED LATER.

To report third-party copyright, trademark, or intellectual property infringement, please email support@ready.io. We may take action with respect to your account, including disabling or suspending your account, if you clearly, seriously or repeatedly infringe the intellectual property rights of others or where we are required to do so for legal reasons. Disabling or suspending your account will be in accordance with the "Termination" section below.

YOU ACKNOWLEDGE AND AGREE THAT WE HAVE NO CONTROL OVER, AND NO DUTY TO TAKE ANY ACTION REGARDING: (I) FAILURES, DISRUPTIONS, ERRORS, OR DELAYS IN THE PROCESSING OF DIGITAL ASSETS THAT YOU MAY EXPERIENCE WHILE USING THE SERVICES; (II) THE RISK OF FAILURE OF HARDWARE, SOFTWARE, AND INTERNET CONNECTIONS; (III) THE RISK OF MALICIOUS SOFTWARE BEING INTRODUCED OR FOUND IN THE SOFTWARE UNDERLYING READY; (IV) THE RISK THAT THIRD PARTIES MAY OBTAIN UNAUTHORIZED ACCESS TO INFORMATION STORED WITHIN YOUR WALLET, INCLUDING, BUT NOT LIMITED TO YOUR WALLET ADDRESS, PRIVATE KEY, AND SEED PHRASE; AND (V) THE RISK OF UNKNOWN VULNERABILITIES IN OR UNANTICIPATED CHANGES TO THE THE APPLICABLE BLOCKCHAIN NETWORKS. YOU RELEASE US FROM ALL LIABILITY RELATED TO ANY LOSSES, DAMAGES, OR CLAIMS ARISING FROM: (A) USER ERROR SUCH AS FORGOTTEN PASSWORDS, INCORRECTLY CONSTRUCTED TRANSACTIONS, OR MISTYPED DIGITAL ASSET ADDRESSES; (B) SERVER FAILURE OR DATA LOSS; (C) UNAUTHORIZED ACCESS TO THE READY APPLICATION; (D) BUGS OR OTHER ERRORS IN THE READY SOFTWARE; AND (E) ANY UNAUTHORIZED THIRD PARTY ACTIVITIES, INCLUDING, BUT NOT LIMITED TO, THE USE OF VIRUSES, PHISHING, BRUTE FORCING, OR OTHER MEANS OF ATTACK AGAINST READY. WE ALSO DON’T ENDORSE OR TAKE RESPONSIBILITY FOR ANY THIRD-PARTY CONTENT ACCESSED THROUGH OUR SERVICES. ANY DEALINGS WITH THIRD PARTIES, INCLUDING CONTENT AND TRANSACTIONS, ARE BETWEEN YOU AND THEM.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE, OR OUR AFFILIATES, OR ANY OF OUR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS BE LIABLE FOR ANY DIRECT DAMAGES OR INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR SIMILAR DAMAGES OR LIABILITIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA, INFORMATION, REVENUE, PROFITS OR OTHER BUSINESSES OR FINANCIAL BENEFITS) WHETHER UNDER CONTRACT, TORT, NEGLIGENCE, STATUTE, STRICT LIABILITY OR OTHER THEORY EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF YOUR ACCESS OR USE OF THE SERVICES, INCLUDING, BUT NOT LIMITED TO: ANY UNAUTHORIZED USE OF YOUR WALLET ADDRESS AND/OR PRIVATE KEY AND/OR SEED PHRASE DUE TO YOUR FAILURE TO MAINTAIN THE CONFIDENTIALITY OF YOUR WALLET, ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES OR ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT ARE FOUND IN THE READY SOFTWARE OR THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY (REGARDLESS OF THE SOURCE OF ORIGINATION); ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF COMMUNICATIONS YOU SEND TO US; HUMAN ERRORS; TECHNICAL MALFUNCTIONS; FAILURES, INCLUDING PUBLIC UTILITY OR TELEPHONE OUTAGES; OMISSIONS, INTERRUPTIONS, LATENCY, DELETIONS OR DEFECTS OF ANY DEVICE OR NETWORK, PROVIDERS, OR SOFTWARE (INCLUDING, BUT NOT LIMITED TO, THOSE THAT DO NOT PERMIT PARTICIPATION IN OUR SERVICES); ANY INJURY OR DAMAGE TO COMPUTER EQUIPMENT; INABILITY TO FULLY ACCESS OUR WEBSITE, READY CHAT, READY WALLET OR THE SERVICES OR ANY OTHER WEBSITE; THEFT, TAMPERING, DESTRUCTION, OR UNAUTHORIZED ACCESS TO, IMAGES OR OTHER CONTENT OF ANY KIND; DATA THAT IS PROCESSED LATE OR INCORRECTLY OR IS INCOMPLETE OR LOST; TYPOGRAPHICAL, PRINTING OR OTHER ERRORS, OR ANY COMBINATION THEREOF; OR ANY OTHER MATTER RELATING TO THE WEBSITE, READY APPLICATION OR ANY OTHER ASPECT OF THE SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL OUR LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF ONE HUNDRED U.S. DOLLARS ($USD100.00) OR ITS EQUIVALENT IN THE LOCAL CURRENCY OF THE APPLICABLE JURISDICTION.

Warranty Disclaimer

READY IS PROVIDED "AS IS" AND “AS AVAILABLE”, AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE SERVICES AND UNDERLYING SOFTWARE OR ANY ASPECT OF THE INFORMATION, CONTENT, OR THE SERVICES, WHETHER PROVIDED OR OWNED BY US, OR BY ANY THIRD PARTY OR CONTAINED IN ANY THIRD PARTY MATERIALS OR ON ANY THIRD PARTY WEBSITES ACCESSIBLE OR LINKED TO OUR WEBSITE OR THE SERVICES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND ANY IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE IN TRADE, ALL OF WHICH ARE EXPRESSLY DISCLAIMED. IN ADDITION, WE DO NOT REPRESENT OR WARRANT THAT THE CONTENT ACCESSIBLE VIA THE SERVICES IS ACCURATE, COMPLETE, AVAILABLE, CURRENT, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE RESULTS OF USING THE SERVICES WILL MEET YOUR REQUIREMENTS. WE DO NOT MAKE ANY REPRESENTATIONS OR GIVE WARRANTIES THAT THE ACCESS TO READY OR USE OF THE SERVICES AND THE FUNCTIONALITY THEREOF WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY OR ERROR-FREE. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU.

Indemnity

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless us, our affiliates, and our respective shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers and contractors, from and against any and all claims, damages, obligations, losses, liabilities, tort, costs or debt, and expenses (including, but not limited to, attorney’s fees) arising from: (a) your use of and access to the Services; (b) any feedback or submissions you provide to us concerning Ready; (c) violation of any Third Party Content (d) your violation of the Terms; or (e) your violation of any law, rule, or regulation, or the rights of any third party.

Filing Claims

You agree that any claim you may have arising out of or related to your relationship with us must be filed within one year after such claim arises, otherwise, your claim is permanently barred.

Termination

In the event of termination concerning your license to use Ready, your obligations under this Agreement will still continue. Your access to the funds in your Wallet after termination will depend on your access to your backup of your Wallet address, private key and/or seed phrase.

Discount of Services

We may, in our sole discretion and without cost to you, with or without prior notice, and at any time, modify or discontinue, temporarily or permanently, any portion of our Services. You are solely responsible for keeping a backup of your wallet address and private key and/or seed phrase outside of Ready. This backup helps you access your digital assets on the blockchain and restore your wallet anytime without losing anything. Without an external backup, you will not be able to access your digital assets if we discontinue the service. Ready will not be liable for any loss of digital assets due to these changes.

No Waiver

Our failure to exercise or delay in exercising any right, power, or privilege under this Agreement shall not operate as a waiver; nor shall any single or partial exercise of any right, power, or privilege preclude any other or further exercise thereof. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of us. Except as expressly set forth in this Agreement, the exercise by either party of any of its remedies under this Agreement will be without prejudice to its other remedies under this Agreement or otherwise.

Severability

If it turns out that any part of this Agreement is invalid, void, or for any reason unenforceable, that term will be deemed severable and limited or eliminated to the minimum extent necessary. The limitation or elimination of the term shall not affect or impair the validity or enforceability of any remaining part of that term, clause or provision or any other terms, clauses or provisions of these Terms.

PLEASE READ THIS SECTION CAREFULLY. BOTH YOU AND WE AGREE TO RESOLVE ALL DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION, WITH SPECIFIC EXCEPTIONS FOR INTELLECTUAL PROPERTY DISPUTES AND CASES THAT CAN BE BROUGHT IN SMALL CLAIMS COURT. BY ACCEPTING THIS PROVISION, YOU ARE WAIVING YOUR RIGHT TO HAVE SUCH DISPUTES HEARD IN A TRADITIONAL COURT SETTING, BEFORE A JUDGE OR JURY. IMPORTANTLY, YOU MAY ONLY BRING A CLAIM ON YOUR OWN BEHALF AND NOT ON BEHALF OF OTHERS OR AS PART OF A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION.

An "Excluded Dispute" refers to any disagreement related to the enforcement or violation of intellectual property rights, such as copyrights, trademarks, domains, logos, trade secrets, and patents, or actions attempting to interfere with our Services or use them in unauthorized ways, like automated methods. To clarify, Disputes linked to your rights of privacy and publicity are not considered Excluded Disputes.

Agreement To Arbitrate For Ready Users: Both you and Ready agree to relinquish your right to a trial before a judge or jury for all disputes, except for those categorized as Excluded Disputes. All Disputes, including those related to your rights of privacy and publicity, will be conclusively resolved through arbitration, excluding the Excluded Disputes. You also agree not to consolidate a Dispute eligible for arbitration under our Terms with a Dispute not eligible for arbitration under our Terms.

Before initiating arbitration for a Dispute, you must send us a written Notice of Dispute containing your (a) name; (b) residential address; (c) username; (d) your information associated with your Ready account; (e) a comprehensive description of the dispute; and (f) the relief you are seeking. Before commencing arbitration, we will send you a Notice of Dispute via the email address you provided or other suitable means. If we are unable to resolve a dispute within sixty (60) days after receiving the Notice of Dispute, either you or we may initiate arbitration.

Small Claims Court: Instead of arbitration, if permitted under your local "small claims" court's rules, you can bring your Dispute to your local "small claims" court, provided that it is conducted on an individual (non-class) basis.

No Class Actions, Class Arbitrations, Or Representative Actions: Both we and you agree that we and you may only bring Disputes against the other on an individual basis. We and you each also agree not to participate in class actions, class-wide arbitrations, Disputes filed in a private attorney general or representative capacity, or consolidated Disputes involving others or entities in relation to any Dispute. If a final judicial determination establishes that a specific Dispute (or request for specific relief) cannot be arbitrated in line with the limitations of this provision, then only that Dispute (or request for relief) may be filed in court. All other Disputes (or requests for relief) continue to be subject to this provision.

Accessing Ready's Terms In Various Languages

If you wish to access our Terms in languages other than English, simply adjust the language settings for your Ready session. In cases where our Terms are not offered in your selected language, the default will be the English version.

Force Majeure

We shall not be held liable for any delays, failure in performance, or interruptions of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to: any delay or failure due to any acts of God, acts of civil or military authorities, acts of terrorism, civil or industrial disturbances, blockages, embargoes, war, strikes or other labor disputes, fire, earthquakes, storms or other nature-related events, interruption in electrical telecommunications or Internet services or network provider services, failure of hardware equipment and/or software or other utility failures, smart contract bugs or weaknesses, technological changes, changes in interest rates or other monetary conditions, and, for the avoidance of doubt, changes to any blockchain-related protocol, other catastrophe, or any other occurrences which are beyond our reasonable control, and shall not affect the validity and enforceability of any remaining provisions. If we are unable to perform our Services outlined in the Terms due to factors beyond our control, including, but not limited to, the aforementioned force majeure events or changes in applicable laws and/or sanctions policies, we shall not be liable for the Services provided under these Terms during the time period coincident with the event in question.

Assignment

You agree that we may assign any of our rights and/or transfer, sub-contract, or delegate any of our obligations under these Terms without any notice or consent from you. These Terms will bind and inure to the benefit of the parties, their successors and permitted assigns. Your agreement to these Terms is personal to you and you may not transfer or assign it to any third party.

No Third Party Beneficiaries

You agree that, except as otherwise expressly provided in these Terms, there shall be no third party beneficiaries to the Terms.

Entire Agreement

This Agreement sets forth the entire understanding and agreement as to the subject matter hereof and supersedes any and all prior discussions, agreements, and understandings of any kind (including, without limitation, any prior versions of the Terms) and every nature between us. Except as provided for above, any modification to these Terms must be in writing and must be signed by both parties.

Notices

Any notices or other communications provided by us under these Terms, including those regarding modifications to it will be given by posting to the Services and/or through other electronic communication. You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures that we provide in connection with your account and your use of the Services.

Questions or Comments

If you have questions about these Terms, how they apply to you, or anything about using Ready and our services, please send an email to support@ready.io